"hey man....got a few bucks i can borrow?"
"could you loan me some money till payday?"
hmmm...do any of these phrases sound familar to anyone??? we've probably heard them at one time or another but for me...it seems to be on a daily basis. since i tend to deal with things on a cash basis only (paid off all my debts...no more credit cards!) people take advantage of the fact that i usually have money on me (or at least extra money in the bank).
the reality is...i'm the sucker since i'm the one that's always loaning money out. it's not that bad anymore...i used to loan out money all the time back in the day. not your normal 5 or 20 dollars, i'm talking about a few hundred at a time. i would loan out money even if i couldn't really afford to, then when they couldn't pay on time (or not at all sometimes) it would put me in a bind. the bottom line is, if you can't afford to lose the money...then don't loan it out.
so now i only loan out bigger amounts to close friends. of course, with my bad memory i forget that i even loan out money. every once in a while one of my friends will come up to me and give me a hundred dollars and say "oh i owe you some money" and it will be a complete surprise to me haha. it's nice to have honest friends.
the thing that puzzles me all the time are the people who always borrow money from me every week, which are usually co-workers (except for "gravy" who always used to borrow money cause he was just to lazy to go to an ATM). typically a few days after payday someone will come up to me and ask to borrow 5 dollars. they usually say "oh...i forgot to go to the bank. i'll pay you tomorrow". so tomorrow comes and they don't have the money and they usually then ask "is it ok if i pay you back on payday". normally that's not a big deal to me...but then i see them for the rest of the week...buying lunch or coming in with starbucks. what the heck! where my money at??? i don't understand why you're able to get all these things through the week and yet still need to borrow 5 dollars from me every two weeks or so. you could either not buy a coffee one day and pay me back. even better, work 15 minutes of overtime during a pay period so you make an extra 10 dollars. then you could pay me 5 and then you would have 5 extra and you would never have to borrow money from me again.
8:40 PM |
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